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Send Money to Canada from India

Fast, secure and RBI-compliant international transfers in minutes.

Send money from India to Canada quickly with competitive INR to CAD exchange rates, transparent pricing, and RBI-compliant international transfers.

Lightning-Fast Transfers
Lower Fees, More Savings
Best-in-Class Exchange Rates
Secure & Compliant
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RBI License No : BLR-ADII-0001-2023
India Flag   INR
  •   INR
Exchange Rate 500 Transaction Fees
Canada Flag   CAD
  • Canada Flag   CAD
  • Australia Flag   AUD
  • Japan Flag   JPY
  • Norway Flag   NOK
  • United Kingdom Flag   GBP
  • Switzerland Flag   CHF
  • Sweden Flag   SEK
  • Singapore Flag   SGD
  • United Arab Emirates Flag   AED
  • Germany Flag   EUR
  • New Zealand Flag   NZD
  • Denmark Flag   DKK
  • United States of America Flag   USD
  • South Africa Flag   ZAR

By clicking continue, I am agree with Terms & Policy

Nostro charges will be applicable for Education purposes.

Simple Steps to Send Money to Canada from India

Complete your transfer to Canada in three steps, fully online.

1

Create Your Account

Sign up on PayFX Global through the secure web platform or mobile app and complete quick PAN-based e-KYC verification. Once approved, gain access to your RBI-compliant transfer dashboard.

2

Add Recipient & Amount

Enter the beneficiary’s bank details and the INR amount you want to send. Instantly view the live exchange rate, transfer fee, TCS breakdown, and the exact CAD amount your recipient will receive.

3

Send & Track Payment

Confirm the transfer summary, select your purpose code, and complete payment securely. Track your transfer in real time until funds are credited to the beneficiary’s Canadian bank account.

Supported Canadian Banks & Secure Transfer Network

We support transfers to personal and business accounts at Canada's leading banks. Sending a GIC deposit for your study permit? PayFX supports direct transfers to all SPP-participating institutions, including RBC, Scotiabank, and CIBC.

Standard Bank Transfers

A reliable and cost-efficient option for India to Canada transfers that ensures direct credit to the beneficiary’s account. Ideal for GIC funding, university tuition, or recurring international family maintenance.

Wire Transfers (SWIFT)

This India to Canada wire transfer option enables secure cross-border settlement through the global SWIFT network. It is the preferred choice for high-value CAD remittances and time-sensitive institutional payments.

Instant Transfers Powered by Visa

Our platform enables near-instant transfers through Visa push payments. This allows eligible India-to-Canada remittances to reach recipients within minutes, bypassing traditional bank delays for urgent student expenses and emergency financial needs.

Major Canadian Banks (Indicative)

All six major Canadian banks below accept direct GIC and tuition payments from India through PayFX. Our platform supports secure money transfers from India to all leading Canadian financial institutions, including:

  • Royal Bank of Canada (RBC)
  • Toronto-Dominion Bank (TD)
  • Bank of Nova Scotia (Scotiabank)
  • Bank of Montreal (BMO)
  • Canadian Imperial Bank of Commerce (CIBC)
  • National Bank of Canada

All transfers undergo automated beneficiary validation, RBI LRS compliance checks, and AML monitoring for maximum security.

Send Money to Canada via Our Web Platform

Send money to Canada from India directly through our website, manage GIC payments, tuition transfers, and family support from one dashboard.

  • Managing multiple Canadian beneficiaries
  • Uploading supporting documents
  • Reviewing detailed transfer summaries
  • Monitoring INR to CAD exchange rate
  • Scheduling recurring money transfers
Send Money to Canada
Transfer money from India to Canada

Send Money via Our Mobile App (iOS & Android)

Use the PayFX Global mobile app to send money to Canada from India anytime, anywhere. It is designed for speed, security, and simplicity.

  • Live INR to CAD exchange rates
  • Lock exchange rates instantly
  • Track transfers in real time
  • Save Canadian beneficiaries
  • Recurring transfers
  • Email & WhatsApp alerts

Fees & Exchange Rate (India → Canada)

PayFX Global follows a 100% transparent pricing model so you always know the total cost breakdown with no hidden markups or last-minute deductions before confirming your transfer.

Full Cost Transparency

Before confirming your transfer, our dashboard displays the exact INR debit amount, including transfer fees, GST, and TCS, live INR to CAD exchange rates, transparent FX margins, and the final CAD amount you will send.

Market-Linked INR to CAD Exchange Rates

We offer market-linked INR to CAD exchange rates designed to maximise the amount credited to recipients, with transparent FX margins and real-time rate locking.

Nostro & Intermediary Charges

Transfers through SWIFT or international banking networks may include intermediary or correspondent bank charges. Applicable charges are disclosed upfront to help avoid unexpected deductions from the final CAD amount.

Why Choose Us for Money Transfers to Canada

PayFX Global makes it easy to send money from India to Canada with fast, secure, and RBI-compliant international transfers. Enjoy competitive INR to CAD exchange rates, transparent pricing, and a seamless digital experience for education, family support, business, and personal remittances.

Faster Money Transfers

Eligible transfers can reach Canadian bank accounts within minutes, depending on banking hours and compliance checks.

Transparent Fees

View the exact INR debit amount, including transfer fees, GST, FX margins, and the final CAD amount before confirming your transfer.

Competitive INR to CAD Exchange Rates

Benefit from market-linked INR to CAD exchange rates with transparent pricing to maximise the amount received by your beneficiary.

RBI & FEMA Compliant

Every transfer complies with RBI regulations, FEMA guidelines, and the Liberalised Remittance Scheme (LRS), supported by AML and KYC verification.

Secure & Encrypted Transfers

Bank-grade encryption, advanced fraud detection, and secure payment infrastructure help protect every international money transfer.

Ideal for Students & Families

Easily send money for tuition fees, GIC, living expenses, family maintenance, medical costs, and other RBI-permitted overseas payments.

Download the PayFX Global App

Send Money from India to Canada Anytime, Anywhere

Send money from India to Canada quickly and securely using our mobile application. Complete RBI-compliant international transfers, access competitive INR to CAD exchange rates, track your transactions in real time, and manage beneficiaries, all from your smartphone.

Live INR to CAD exchange rates
Beneficiary management
Recurring international transfers
Real-time transfer tracking
Secure digital dashboard
Available on iOS & Android
Download the App & Start Your Transfer
PayFX mobile app for sending money from India to Canada

Experience the Future of Global Transfers

We offer a modern platform for fast, transparent, and compliant money transfers, simplifying every step of your cross-border transfer experience.

Real-Time Notifications

Receive instant transfer updates via dashboard alerts, email, and WhatsApp notifications.

Multiple Beneficiaries

Add and manage multiple beneficiaries for family, universities, or other recipients in Canada.

Real-Time Transfer Tracking

Track transfers live with full status, history, and settlement updates.

Recurring & Scheduled Transfers

Schedule automatic transfers for tuition, rent, or regular expenses.

Streamlined Transfers

Send money fast through SWIFT, Visa, or secure banking networks based on transfer type.

Secure & Compliant Platform

Bank-grade encryption, RBI rules, FEMA compliance, and fraud monitoring.

Trusted by Thousands for Global Payments

The Smarter Way to Send Money to Canada from India

Sending money to Canada from India requires speed, compliance, and exchange rate transparency. Beyond LRS limits, Canadian recipients — especially students — often need GIC-compliant transfers that meet IRCC study permit requirements. Choose a platform that handles both.

PayFX Global simplifies cross-border remittances by combining competitive CAD exchange rates, fast transfer processing, and structured compliance checks. Whether paying university tuition fees, sending family support, covering medical expenses, or managing recurring payments, we ensure compliant and reliable transfers with clarity, control, and confidence.

Why People Send Money to Canada

  • GIC deposits for study permits
  • University tuition fees
  • Living expenses & on-campus housing
  • Family maintenance
  • Medical expenses
  • Investments
  • Property-related payments
  • Business payments
Transfer Anywhere

Built on Trust & Scale

Designed for students, professionals, and global Indian families.

120+
Countries Supported
35,000+
Transfers Completed
₹5,000+ Cr
Processed
24/7
Customer Support
Education
Remittance Solutions
Trusted
Global Families

Frequently Asked Questions

  • How long does it take to send money to Canada?
  • What is the maximum amount I can send from India to Canada?
  • What documents are needed to send money to Canada?
  • What exchange rate is applied for INR to CAD transfers?
  • Is PayFX safe for sending money internationally?
  • What types of payments can I make to Canada?
  • Can I track my transfer in real time?
  • Are there any hidden fees for my recipient in Canada?
  • Can I schedule recurring transfers?
  • Do I need to visit a bank branch?
  • Can I lock the CAD exchange rate before sending?
  • Can I send money to multiple beneficiaries in Canada at once?

Send Money from India to the Canada

with speed, transparency, and regulatory confidence.

Global Transfers Across 120+ Countries

global

Start Sending Money in Minutes

Complete your KYC once and enjoy seamless global transfers anytime.

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