To comply with RBI, FEMA, and other applicable regulatory requirements, customers may be required to submit supporting documents when sending money abroad. The exact documents required depend on the purpose of your remittance. Providing complete and accurate documents helps ensure faster transaction processing.

Standard Documents Required

Identity Verification

The following documents may be required to verify your identity:

• PAN Card
• Passport
• Aadhaar Card (where applicable)

Address Verification

The following documents may be required to verify your address:

• Passport
• Aadhaar Card
• Utility Bill
• Bank Statement

Documents by Transfer Purpose

Education Payments

For tuition fee payments and other education-related transfers, the following documents may be required:

• Admission Letter
• Tuition Fee Invoice
• Student Passport
• Student Visa
• Education Loan Letter (if applicable)

Living Expenses

For transferring funds towards living expenses abroad, the following documents may be required:

• Admission Letter
• Student Passport
• Student Visa

Family Maintenance

For family maintenance transfers, supporting documents may include:

• Beneficiary Information
• Relationship Details (where applicable)

Medical Treatment

For overseas medical treatment payments, the following documents may be required:

• Hospital Invoice
• Medical Reports
• Doctor Recommendations

Immigration Related Payments

For immigration-related remittances, supporting documents may include:

• Immigration Documents
• Visa Documentation
• Relevant Government Forms

Overseas Investments

For overseas investment transactions, the following documents may be required:

• Investment Related Documentation
• Supporting Declarations

Common Reasons Documents Are Rejected

Unclear Images

Ensure all uploaded scans and photographs are clear, readable, and complete.

Name Mismatch

The name on submitted documents must match your official records and account details.

Expired Documents

Only valid and current documents can be accepted for verification.

Missing Pages

Upload complete documents, including all relevant pages and supporting information.

Tips for Faster Approval

Follow these best practices to help speed up the document verification process:

• Upload high-quality scans or photographs
• Ensure all documents are current and valid
• Verify beneficiary details before submission
• Submit all required documents together
• Respond promptly to any additional document requests

Providing accurate and complete documentation helps us process your remittance quickly and efficiently while ensuring compliance with regulatory requirements.